0206254575Medicare Supplement Annual Open Enrollment Periodmedicaremedicare supplementannual open enrollmentengMedicare Supplement Annual Open Enrollment Period: This bulletin provides information regarding the new open enrollment period requirements under Minn. Stat. § 62A.31. It is not intended to alter, in any way, the scope or effect of the underlying law. Please refer to the Minnesota legislative website to view the complete language of Minn. Stat. § 62A.31 (<a href="https://www.revisor.mn.gov/statutes/cite/62A.31" xmlns="http://www.w3.org/1999/xhtml">link</a>). The changes to section 62A.31 are effective August 1, 2026.0<custom:Link urlOnly="true" type="Component" destination="tcm:17-766580" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-08-31T19:00:00Z17766580https://mn.gov/commerce-stat/insurance/industry/bulletins/2026/administrative_bulletin_2026-3.pdf2026-08-31T19:00:09Z54575Zip Code Reporting Zip Code ReportinghomeownerHomeowner Insuranceeng<p xmlns="http://www.w3.org/1999/xhtml">Zip Code Reporting: This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-738868" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-04-06T17:19:08Z17738868https://mn.gov/commerce-stat/insurance/industry/bulletins/2026/Administrative-Bulletin-2026-2.pdf2026-04-07T19:46:17Z54575This bulletin sets forth the process the Minnesota Department of Commerce will utilize to review rate filings submitted pursuant to Minnesota Statutes section 65A.298 from the effective date of this bulletin forward. The bulletin is accompanied by a technical methodology document.Administrative Bulletin 2026-1 2026-1eng<p xmlns="http://www.w3.org/1999/xhtml">This bulletin sets forth the process the Minnesota Department of Commerce will utilize to review rate filings submitted pursuant to Minnesota Statutes section 65A.298 from the effective date of this bulletin forward. The bulletin is accompanied by a <a href="https://mn.gov/commerce-stat/pdfs/insurance/industry/public_methodology_document_mn_-_final_4.17.26_update.pdf" title="technical methodology document">technical methodology document</a>.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-734726" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-03-23T16:37:50Z17734726https://mn.gov/commerce-stat/insurance/industry/bulletins/2026/administrative_bulletin_2026.1.pdf2026-07-15T19:41:40Z54575Pursuant to Executive Order 25-12, Commerce is issuing this survey of insurers to gather information regarding insurance policies and claims involving firearms. This survey will inform the creation of the report due to the Governor by October 1, 2026, and may result in follow-up questions from Commerce to individual insurers based on company responses. Insurer responses to the survey are due Monday, April 6, 2026.Memo: Data Call to Property and Casualty Insurers Writing Business in MinnesotaExecutive Order 25-1225-12firearmseng<p xmlns="http://www.w3.org/1999/xhtml">Pursuant to Executive Order 25-12, Commerce is issuing this survey of insurers to gather information regarding insurance policies and claims involving firearms. This survey will inform the creation of the report due to the Governor by October 1, 2026, and may result in follow-up questions from Commerce to individual insurers based on company responses. Insurer responses to the survey are due Monday, April 6, 2026.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-721984" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-02-03T17:17:05Z17721984https://mn.gov/commerce-stat/insurance/industry/bulletins/2026/survey/memo_to_property_and_casualty_insurers_writing_business_in_minnesota_2.1.26.pdf2026-02-03T18:37:52Z54575Over 18,000 Minnesotans who are federal employees face financial hardship due to the ongoing shutdown of the federal government. The Department of Commerce (Commerce) is issuing this memo to regulated entities to request that they take provide flexibility to Minnesota policyholders and customers who are federal workers affected by the shutdown.MemorandumMemofederal workershardshipeng<p xmlns="http://www.w3.org/1999/xhtml">Over 18,000 Minnesotans who are federal employees face financial hardship due to the ongoing shutdown of the federal government. The Department of Commerce (Commerce) is issuing this memo to regulated entities to request that they take provide flexibility to Minnesota policyholders and customers who are federal workers affected by the shutdown.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-712394" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-11-10T16:11:13Z17712394https://mn.gov/commerce-stat/insurance/industry/bulletins/memo_to_commerce_regulated_entities_federal_shutdown.pdf2025-11-10T16:18:30Z54575This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.Administrative Bulletin 2025-1Zip Code ReportingHomeowners Disclosure and Filing Requirements65A.28eng<p xmlns="http://www.w3.org/1999/xhtml">This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-681858" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-04-28T16:08:29Z17681858https://mn.gov/commerce-stat/pdfs/administrative_bulletin_2025-1.pdf2025-04-28T16:11:52Z54575This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.2024-1Zip Code ReportingHomeowners Disclosure and Filing Requirements65A.28eng<p xmlns="http://www.w3.org/1999/xhtml">This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-613868" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2024-03-13T18:40:48Z17613868https://mn.gov/commerce-stat/pdfs/bulletin-2024-1.pdf2024-03-13T20:19:19Z54575The Minnesota Departments of Commerce Health, Human Rights, and Human Services are committed to protecting access to gender affirming care in Minnesota. The agencies issued a Joint Administrative Bulletin regarding the availability of health insurance coverage and the provision of health insurance benefits for medically necessary gender affirming health care services. Any discrimination against an individual based on the individual's gender identity or gender expression is prohibited by Minnesota law. [This bulletin supersedes the 2021 bulletin].2023-1Joint Administrative Bulletingender affirming health care serviceseng<div xmlns="http://www.w3.org/1999/xhtml">The Minnesota Departments of Commerce Health, Human Rights, and Human Services are committed to protecting access to gender affirming care in Minnesota. The agencies issued a Joint Administrative Bulletin regarding the availability of health insurance coverage and the provision of health insurance benefits for medically necessary gender affirming health care services. Any discrimination against an individual based on the individual's gender identity or gender expression is prohibited by Minnesota law. [This bulletin supersedes Bulletin 2021-3].</div>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-598145" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2023-11-01T20:57:04Z17598145https://mn.gov/commerce-stat/pdfs/bulletin_23-11-01.pdf2023-11-01T22:00:42Z54575This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.2023-1Zip Code ReportingHomeowners Disclosure and Filing Requirementseng<div xmlns="http://www.w3.org/1999/xhtml">This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.</div>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-569664" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2023-03-13T18:40:48Z17569664https://mn.gov/commerce-stat/pdfs/bulletin-2023-1.pdf2023-03-15T19:10:11Z54575This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.2022-2Zip Code ReportingHomeowners Disclosure and Filing Requirementseng<div xmlns="http://www.w3.org/1999/xhtml">This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.</div>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555072" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2022-04-20T18:51:12Z17555072https://mn.gov/commerce-stat/pdfs/bulletin-2022-2.pdf2023-03-15T19:10:10Z54575Prevention of Conversion Therapy for Minors and Vulnerable AdultsBulletin Conversion TherapyengPrevention of Conversion Therapy for Minors and Vulnerable Adults0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555071" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2022-03-01T19:59:47Z17555071https://mn.gov/commerce-stat/pdfs/bulletin_2022_1.pdf2023-03-15T19:10:08Z54575Gender Identity Nondiscrimination RequirementsAdministrative Bulletin 2021-3Bulletin 2021-3Gender Identity Nondiscrimination RequirementsNondiscrimination engGender Identity Nondiscrimination Requirements.0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555070" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2021-12-30T23:26:24Z17555070https://mn.gov/commerce-stat/pdfs/bulletin-withdrawn.pdf2023-11-01T22:00:48Z54575Until 2008, the Minnesota Department of Commerce (Commerce) issued a bulletin each year to address issues of concern for Crop-Hail carriers and remind them of Minnesota requirements for the rate filing process. In 2014, we issued Administrative Bulletin 2014-5 (2014-5) that was to remain in effect for future years until a new bulletin was issued. For the 2020 Crop season, the Department issued guidance that differed from 2014-5 on low liability FALCs and the cash discount date. The purpose of this bulletin is to formalize that guidance. This Bulletin supersedes Bulletin 2014-5 and all Crop-Hail bulletins previously issued by Commerce.crop hailAdministrative Bulletin 2021-2crop-hailengUntil 2008, the Minnesota Department of Commerce (Commerce) issued a bulletin each year to address issues of concern for Crop-Hail carriers and remind them of Minnesota requirements for the rate filing process. In 2014, we issued Administrative Bulletin 2014-5 (2014-5) that was to remain in effect for future years until a new bulletin was issued. For the 2020 Crop season, the Department issued guidance that differed from 2014-5 on low liability FALCs and the cash discount date. The purpose of this bulletin is to formalize that guidance. This Bulletin supersedes Bulletin 2014-5 and all Crop-Hail bulletins previously issued by Commerce.0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555037" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2021-11-18T13:58:30Z17555037https://mn.gov/commerce-stat/pdfs/2021-2-admin-bulletin.pdf2023-03-15T19:10:04Z54575Homeowners Disclosure and Filing Requirements (65A.28)Administrative Bulletin 2021-1Administrative Bulletin Bulletin engHomeowners Disclosure and Filing Requirements (65A.28)0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555036" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2021-03-12T00:32:35Z17555036https://mn.gov/commerce-stat/pdfs/20210308_admin_bulletin_2020_1.pdf2023-03-15T19:10:04Z54575Filing procedures for compliance with the provisions of the terrorism risk insurance program reauthorization act of 2019.terrorism risk insuranceengFiling procedures for compliance with the provisions of the terrorism risk insurance program reauthorization act of 2019.0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555035" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2020-12-30T02:20:22Z17555035https://mn.gov/commerce-stat/pdfs/admin-bulletin-2020-5.pdf2023-03-15T19:10:03Z54575Prohibited practices for continuing education courses.eng<p xmlns="http://www.w3.org/1999/xhtml">Prohibited practices for continuing education courses.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555023" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2020-09-28T15:21:26Z17555023http://mn.gov/commerce-stat/pdfs/Administrative_Bulletin_2020_04_FINAL.pdf2023-03-15T19:10:13Z54575The Minnesota Department of Commerce (Commerce Department) is conducting a disaster data gathering effort. This effort is necessary to provide much-needed information to the Commerce Department, as well as information for local, state and federal officials responsible for making policy and public funding decisions for the relief, rebuilding and future risk mitigation effort over the next several months and years.Data Call eng<p xmlns="http://www.w3.org/1999/xhtml">The Minnesota Department of Commerce (Commerce Department) is conducting a disaster data gathering effort. This effort is necessary to provide much-needed information to the Commerce Department, as well as information for local, state and federal officials responsible for making policy and public funding decisions for the relief, rebuilding and future risk mitigation effort over the next several months and years.</p> <p xmlns="http://www.w3.org/1999/xhtml"><a href="http://mn.gov/commerce-stat/docx/civil-unrest-guidelines.dotx" title="Guidelines">Guidelines</a> (.dotx)</p> <p xmlns="http://www.w3.org/1999/xhtml"><a href="http://mn.gov/commerce-stat/xls/civil-unrest-template.xlsx" title="Data Call Template">Data Call Template</a> (.xlsx)</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555073" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2020-06-22T22:36:58Z17555073http://mn.gov/commerce-stat/pdfs/data-call-property-casualty.pdf2023-03-15T19:10:11Z54575Insurance Business Practices Following the Issuance of Executive Order 20-64Administrative Bulletin 2020-03engInsurance Business Practices Following the Issuance of Executive Order 20-640<custom:Link urlOnly="true" type="Component" destination="tcm:17-555033" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2020-06-22T22:22:07Z17555033http://mn.gov/commerce-stat/pdfs/admin-bulletin-2020-03.pdf2023-03-15T19:10:02Z54575All Insurance Companies Writing Homeowner InsuranceZip Code Reportingeng<div xmlns="http://www.w3.org/1999/xhtml">Homeowners Disclosure and Filing Requirements (65A.28)</div>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555034" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2020-05-01T16:43:25Z17555034http://mn.gov/commerce-stat/pdfs/admin-bulletin-2020-2.pdf2023-03-15T19:10:02Z54575Insurance Policy565298In March 2020, The Department of Commerce released a letter asking to health insurers to take certain measures to remove financial barriers to COVID-19 and to assist with the public health effort. In April 2020, the Department of Commerce sent a memorandum to property and casualty insurers doing business in Minnesota.2020 memorandum to health insurance carriers regarding COVID-19COVID-19health insuranceeng<p xmlns="http://www.w3.org/1999/xhtml">In March 2020, The Department of Commerce released a <a href="https://mn.gov/commerce-stat/pdfs/covid-letter-insurance-carriers.pdf">letter asking to health insurers</a> to take certain measures to remove financial barriers to COVID-19 and to assist with the public health effort.</p> <p xmlns="http://www.w3.org/1999/xhtml">In April 2020, the Department of Commerce <a href="https://mn.gov/commerce-stat/pdfs/covid-pc-letter-april29.pdf">sent a memorandum to property and casualty insurers</a> doing business in Minnesota.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-597684" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2020-03-13T22:03:31Z17597684https://mn.gov/commerce-stat/pdfs/covid-letter-insurance-carriers.pdf2024-07-08T21:46:36Z54575Market Analysis, Disaster Planning, Preparedness, and ResponseBulletin 2020-1Insurance BulletinengMarket Analysis, Disaster Planning, Preparedness, and Response0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555069" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2020-01-30T22:46:55Z17555069http://mn.gov/commerce-stat/pdfs/bulletin-2020-1.pdf2023-03-15T19:10:07Z54575Repeal of Bulletin 97-6 and the re-authorization of certain fixed guaranteed separate account contractsBulletin 2019-5insurance bulletinAdministrative bulletinengRepeal of Bulletin 97-6 and the re-authorization of certain fixed guaranteed separate account contracts0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555068" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2019-08-30T17:36:32Z17555068http://mn.gov/commerce-stat/pdfs/bulletin-2019-5.pdf2023-03-15T19:10:07Z54575Beginning January 1, 2018, health plan companies will no longer be offering small group health insurance policies on MNsure, the Minnesota marketplace exchange. Accordingly, there is no longer a need to establish consistency in the small group counting methods for policies sold on the exchange and those compliant with longstanding state law. To maintain stability and consistency in Minnesota’s health insurance marketplace, for all policies sold in Minnesota for effective dates starting on January 1, 2018 and onward, health plan companies should comply with Minnesota Statutes section 62L.02 subdivision 13a to determine eligible employees for the small group health insurance market. Health issuers may not use the counting method defined in 45 CFR 155.20.Employee Counting MethodSmall Group Healtheng<div xmlns="http://www.w3.org/1999/xhtml">Beginning January 1, 2018, health plan companies will no longer be offering small group health insurance policies on MNsure, the Minnesota marketplace exchange. Accordingly, there is no longer a need to establish consistency in the small group counting methods for policies sold on the exchange and those compliant with longstanding state law. To maintain stability and consistency in Minnesota’s health insurance marketplace, for all policies sold in Minnesota for effective dates starting on January 1, 2018 and onward, health plan companies should comply with Minnesota Statutes section 62L.02 subdivision 13a to determine eligible employees for the small group health insurance market. Health issuers may not use the counting method defined in 45 CFR 155.20.</div>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555032" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2019-04-02T22:05:02Z17555032http://mn.gov/commerce-stat/pdfs/admin-bulletin-2019-3-FTE-counting.pdf2023-03-15T19:10:02Z54575This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.Homeowners Disclosure and Filing RequirementsHomeowners DisclosureengThis Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555031" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2019-04-01T14:27:18Z17555031http://mn.gov/commerce-stat/pdfs/zip-code-reporting-form.pdf2023-03-15T19:09:59Z54575Bulletin 2019-1insurance bulletineng0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555067" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2019-01-16T19:31:24Z17555067http://mn.gov/commerce-stat/pdfs/bulletin-2019-1.pdf2023-03-15T19:10:05Z54575On April 6, 2018, the Minnesota Department of Commerce and Minnesota Department of Health (Departments) provided Preliminary Guidance for health insurance filing for plans that will be offered, sold, issued or renewed in Minnesota on or after January 1, 2019 (Plan Year 2019). This letter provides additional and supplemental guidance from the Departments and MNsure for health insurance filings for Plan Year 2019.Health Insurance FilingsInsurance Filingseng<p xmlns="http://www.w3.org/1999/xhtml">On April 6, 2018, the Minnesota Department of Commerce and Minnesota Department of Health (Departments) provided Preliminary Guidance for health insurance filing for plans that will be offered, sold, issued or renewed in Minnesota on or after January 1, 2019 (Plan Year 2019). This letter provides additional and supplemental guidance from the Departments and MNsure for health insurance filings for Plan Year 2019.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555075" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2018-05-15T15:44:38Z17555075http://mn.gov/commerce-stat/pdfs/2019-health-carrier-letter-supplement.pdf2023-03-15T19:10:11Z54575On April 6, 2018, the Minnesota Department of Commerce and Minnesota Department of Health (Departments) provided Preliminary Guidance for health insurance filing for plans that will be offered, sold, issued or renewed in Minnesota on or after January 1, 2019 (Plan Year 2019). This letter provides additional and supplemental guidance from the Departments and MNsure for health insurance filings for Plan Year 2019.Health Insurance FilingsInsurance Filingseng<p xmlns="http://www.w3.org/1999/xhtml">On April 6, 2018, the Minnesota Department of Commerce and Minnesota Department of Health (Departments) provided Preliminary Guidance for health insurance filing for plans that will be offered, sold, issued or renewed in Minnesota on or after January 1, 2019 (Plan Year 2019). This letter provides additional and supplemental guidance from the Departments and MNsure for health insurance filings for Plan Year 2019.</p>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-339100" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2018-05-15T15:44:38Z17339100http://mn.gov/commerce-stat/pdfs/2019-health-carrier-letter-supplement.pdf2018-05-15T15:45:58Z54575This letter provides health plan companies guidance for health insurance filings for plans that will be offered, sold, issued, or renewed in Minnesota on or after January 1, 2019 (“Plan Year 2019”). 2019 Guidance Letter to Issuershealth planhealth insurance filingsinsurance filingsengThis letter provides health plan companies guidance for health insurance filings for plans that will be offered, sold, issued, or renewed in Minnesota on or after January 1, 2019 (“Plan Year 2019”).0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555027" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2018-05-15T15:42:03Z17555027http://mn.gov/commerce-stat/pdfs/2019-health-carrier-letter.pdf2023-03-15T19:09:58Z54575This Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.zip code reportingHomeowners Disclosure and Filing RequirementsHomeowner InsuranceengThis Bulletin will supersede all previous Department communications addressing Zip Code Reporting as required by Minn. Stat. §65A.28. This statute requires each insurer writing homeowner’s insurance for property located in the seven county metropolitan area or a city of the first class to annually file a report with the commissioner on or before May 1.60340117540<custom:Link urlOnly="true" type="Component" destination="tcm:17-555030" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2018-03-22T16:51:23Z17555030http://mn.gov/commerce-stat/pdfs/zip-code-reporting-form.pdf2023-03-15T19:09:59Z54575eng0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555066" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2018-01-05T19:31:24Z17555066http://mn.gov/commerce-stat/pdfs/bulletin-2018-1.pdf2023-03-15T19:10:05Z54575Withdrawal of Administrative Bulletin 2015-4Bulletin 2017-2Small Groupeng0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555065" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2017-10-25T19:10:36Z17555065http://mn.gov/commerce-stat/pdfs/bulletin-2017-2.pdf2023-03-15T19:10:34Z54575This letter provides health plan companies guidance for health insurance filings that will be offered, sold, issued, or renewed in Minnesota on or after January 1, 2018 ("Plan Year 2018"}.insurance filinghealth insuranceminnesota health planeng<div xmlns="http://www.w3.org/1999/xhtml">This letter provides health plan companies guidance for health insurance filings that will be offered, sold, issued, or renewed in Minnesota on or after January 1, 2018 ("Plan Year 2018"}.</div>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555026" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2017-05-03T20:23:47Z17555026http://mn.gov/commerce-stat/pdfs/2018-health-carrier-letter.pdf2023-03-15T19:09:58Z54575MARKET ANALYSIS, DISASTER PLANNING, PREPAREDNESS, AND RESPONSEproperty and casualtyp&Cinsuranceeng0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555064" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2017-04-05T21:14:46Z17555064http://mn.gov/commerce-stat/pdfs/bulletin-2017-1.pdf2023-03-15T19:10:34Z54575Withdrawal of Administrative Bulletin 2016-3 Related to Third-Party Payments of Premiums or Cost-sharing Expenseseng<div xmlns="http://www.w3.org/1999/xhtml">Withdrawal of Administrative Bulletin 2016-3, Related to Third-Party Payments of Premiums or Cost-sharing Expenses</div>0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555063" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2016-09-23T14:31:57Z17555063http://mn.gov/commerce-stat/pdfs/bulletin-2016-4.pdf2023-03-15T19:10:33Z54575The purpose of this Bulletin is to advise entities offering, delivering or issuing student health plan insurance policies in Minnesota of the rate and form filing requirements applicable under current state law and federal guidance for policies to be issued for the 2016 / 2017 school year and thereafter. In particular, the U.S. Department of Health and Human Services (HHS) released the Final Rule regarding Notice of Benefit and Payment Parameters for 2017 (NBPP) on March 8, 2016. This final rule, in part, established the following requirements under 45 CFR § 147.145:Bulletin 2016-2student health planinsurance policiesengThe purpose of this Bulletin is to advise entities offering, delivering or issuing student health plan insurance policies in Minnesota of the rate and form filing requirements applicable under current state law and federal guidance for policies to be issued for the 2016 / 2017 school year and thereafter. In particular, the U.S. Department of Health and Human Services (HHS) released the Final Rule regarding Notice of Benefit and Payment Parameters for 2017 (NBPP) on March 8, 2016. This final rule, in part, established the following requirements under 45 CFR § 147.145:0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555061" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2016-04-27T16:47:32Z17555061http://mn.gov/commerce-stat/pdfs/bulletin-2016-2-health-plan.pdf2023-03-15T19:10:32Z54575As requested in 2015 Minnesota Sessions Law Chapter 59 (see Attachment 1), the Minnesota Department of Commerce (“Commerce” or “Department”) submits this progress report about standards governing the approval of actuarially justified rate increases for long-term care insurance policies issued prior to January 1, 2002.Long-Term Care Insurance Progress ReportLong Term CareLong-Term CareengAs requested in 2015 Minnesota Sessions Law Chapter 59 (see Attachment 1), the Minnesota Department of Commerce (“Commerce” or “Department”) submits this progress report about standards governing the approval of actuarially justified rate increases for long-term care insurance policies issued prior to January 1, 2002.117520<tcdl:Link urlOnly="true" type="Component" destination="tcm:17-190695" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2016-03-11T08:56:46Z17190695http://mn.gov/commerce-stat/pdfs/ltci-report-mar-2016.pdf2016-03-14T08:57:51Z54575The Minnesota Departments of Health and Commerce have issued a 2017 Letter to Issuers outlining the deadlines and important details for health plan filings submitted in 2016 for medical plans and dental plans to be offered, sold, issued or renewed in Minnesota for effective dates on or after January 1, 2017 (Plan Year 2017”). More information, regarding the operational and administrative filing guidance may be found within the SERFF, under the “Minnesota Plan Management General Instructions.”insurancehealth health plan filingsSERFFengThe Minnesota Departments of Health and Commerce have issued a 2017 Letter to Issuers outlining the deadlines and important details for health plan filings submitted in 2016 for medical plans and dental plans to be offered, sold, issued or renewed in Minnesota for effective dates on or after January 1, 2017 (Plan Year 2017”). More information, regarding the operational and administrative filing guidance may be found within the SERFF, under the “Minnesota Plan Management General Instructions.”0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555025" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2016-03-10T15:57:36Z17555025http://mn.gov/commerce-stat/pdfs/insurance-letter-issuers-2017.pdf2023-03-15T19:10:14Z54575The Minnesota Department of Commerce (“Commerce” or “Department”) is one of the primary governmental agencies responsible for responding to disasters in Minnesota. The purpose of this bulletin is to proactively provide the Department with a snap shot of the insurance companies and citizens that may have exposure to a particular catastrophic loss; provide information the Department needs to effectively and promptly take action to assist consumers, businesses and regulated entities should such an event occur; and to describe the data that Property and Casualty insurers will be expected to provide upon request.Bulletin disasterinsuranceeng 0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555060" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2016-02-25T22:55:58Z17555060http://mn.gov/commerce-stat/pdfs/bulletin-2016-disaster-prep.pdf2023-03-15T19:10:32Z54575Gender Identity Nondiscrimination RequirementsacainsurancegenderdiscriminationengGender Identity Nondiscrimination Requirements0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555059" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2015-11-24T16:51:54Z17555059http://mn.gov/commerce-stat/pdfs/bulletin-insurance-2015-5.pdf2023-03-15T19:10:30Z54575Price Optimization’ Sets Rates Based on Non-Risk Factors Like Shopping Habits insuraceillegal pricingPrice Optimizationenghttp://content.govdelivery.com/accounts/MNCOMM/bulletins/1257e8a0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555074" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2015-11-23T21:38:45Z17555074http://content.govdelivery.com/accounts/MNCOMM/bulletins/1257e8a2023-03-15T19:10:35Z54575Bulletin Regarding Unfair Discrimination in Rating: Price OptimizationPrice OptimizationRating2015-3bulletinengBulletin Regarding Unfair Discrimination in Rating: Price Optimization0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555058" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2015-11-16T22:01:14Z17555058http://mn.gov/commerce-stat/pdfs/bulletin-insurance-2015-3.pdf2023-03-15T19:10:30Z54575Employee Counting Method in the Small Group Health Insurance Market 2015-4 Small Group Health InsuranceInsuranceengEmployee Counting Method in the Small Group Health Insurance Market 0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555024" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2015-09-29T17:52:57Z17555024http://mn.gov/commerce-stat/pdfs/sm-group-count-methd-bltn.pdf2023-03-15T19:10:13Z54575engFiling Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 20150<custom:Link urlOnly="true" type="Component" destination="tcm:17-555057" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2015-02-18T21:36:43Z17555057http://mn.gov/commerce-stat/pdfs/bulletin-2015-2.pdf2023-03-15T19:10:28Z54575Withdrawal of Bulletin 2012-2 - Workers' Compensation Special Compensation Fund Premium SurchargesengWithdrawal of Bulletin 2012-2 - Workers' Compensation Special Compensation Fund Premium Surcharges0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555056" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2015-01-26T21:32:44Z17555056http://mn.gov/commerce-stat/pdfs/bulletin-2015-1.pdf2023-03-15T19:10:28Z54575Crop-Hail InsuranceengCrop-Hail Insurance0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555055" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2014-12-01T21:49:53Z17555055http://mn.gov/commerce-stat/pdfs/bulletin-2014-5.pdf2023-03-15T19:10:27Z54575Transition of Medicare-Eligible MCHA Enrollees to Supplement PlansengTransition of Medicare-Eligible MCHA Enrollees to Supplement Plans0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555053" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2014-11-14T21:52:21Z17555053http://mn.gov/commerce-stat/pdfs/bulletin-2014-3.pdf2023-03-15T19:10:25Z54575Easing Transition of MCHA Enrollees into Private MarketengEasing Transition of MCHA Enrollees into Private Market0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555054" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2014-11-14T21:51:36Z17555054http://mn.gov/commerce-stat/pdfs/bulletin-2014-4.pdf2023-03-15T19:10:26Z54575Effective Date of Health Plan Form and Rate FilingsengEffective Date of Health Plan Form and Rate Filings0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555052" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2014-09-23T20:53:18Z17555052http://mn.gov/commerce-stat/pdfs/bulletin-2014-2.pdf2023-03-15T19:10:25Z545752015 Offering Requirementseng2015 Offering Requirements0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555051" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2014-04-15T20:56:00Z17555051http://mn.gov/commerce-stat/pdfs/bulletin-2014-1-attachment-a.pdf2023-03-15T19:10:24Z54575Health Plan Filing RequirementsengHealth Plan Filing Requirements0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555050" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2014-04-15T20:54:20Z17555050http://mn.gov/commerce-stat/pdfs/bulletin-2014-1.pdf2023-03-15T19:10:24Z54575Qualified Health PlansengQualified Health Plans0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555049" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2013-11-01T20:58:50Z17555049http://mn.gov/commerce-stat/pdfs/bulletin-2013-4.pdf2023-03-15T19:10:22Z54575Coverage of Dependent SpousesengCoverage of Dependent Spouses0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555048" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2013-07-31T21:00:03Z17555048http://mn.gov/commerce-stat/pdfs/bulletin-2013-3.pdf2023-03-15T19:10:22Z54575Minnesota Health Plan CompaniesengMinnesota Health Plan Companies0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555047" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2013-07-26T21:00:56Z17555047http://mn.gov/commerce-stat/pdfs/bulletin-2013-2.pdf2023-03-15T19:10:21Z54575Consumer Assistance PartnerengConsumer Assistance Partner0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555046" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2013-06-11T21:07:13Z17555046http://mn.gov/commerce-stat/pdfs/bulletin-2013-1.pdf2023-03-15T19:10:21Z54575Confirmation of Reporting of the Special Compensation Fund (SCF) Premium Surcharge on the Books of Minnesota Workers' Compensation writersBulletin SCFPremiumSpecial Compensation FundWorkers' CompensationengConfirmation of Reporting of the Special Compensation Fund (SCF) Premium Surcharge on the Books of Minnesota Workers' Compensation writers0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555045" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2012-12-12T14:55:42Z17555045http://mn.gov/commerce-stat/pdfs/bulletin-2012-2.pdf2023-03-15T19:10:19Z54575Patient Protection and Affordable Care Act Reformsbulletin 2012-1acaAffordable Care Act Patient engPatient Protection and Affordable Care Act Reforms0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555044" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2012-11-09T17:02:36Z17555044http://mn.gov/commerce-stat/pdfs/bulletin-2012-1.pdf2023-03-15T19:10:20Z54575Public adjusting relative to storm damage and general roofing repairstorm bulletindamage roofing repairInsurance engPublic adjusting relative to storm damage and general roofing repair0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555043" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2010-09-07T16:12:14Z17555043http://mn.gov/commerce-stat/pdfs/bulletin-2010-4.pdf2023-03-15T19:10:18Z54575Change of Stamping Fee .0008BulletinStamping licenseessuiplus linesengChange of Stamping Fee .00080<custom:Link urlOnly="true" type="Component" destination="tcm:17-555041" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2010-06-25T16:10:12Z17555041http://mn.gov/commerce-stat/pdfs/bulletin-2010-3.pdf2023-03-15T19:10:17Z54575Change of Stamping Fee .0008engChange of Stamping Fee .00080<custom:Link urlOnly="true" type="Component" destination="tcm:17-555042" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2010-06-01T21:24:30Z17555042http://mn.gov/commerce-stat/pdfs/bulletin-2010-1.pdf2023-03-15T19:10:18Z54575Guidance Regarding Use of the NAIC/NIPR Attachments Warehouse for the- Electronic Filing of Insurance Producer. Licensing DocumentsNAICNIPR Electronic FilingProducerInsurance engGuidance Regarding Use of the NAIC/NIPR Attachments Warehouse for the- Electronic Filing of Insurance Producer. Licensing Documents0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555040" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2010-01-12T17:07:31Z17555040http://mn.gov/commerce-stat/pdfs/bulletin-2010-1.pdf2023-03-15T19:10:16Z54575Guidance for reporting WCRA Deficient Premium Assessment on fmancial statements filed on or after December 31,2009WCRA Deficient Premium AssessmentBulletinadministrative bulletinengGuidance for reporting WCRA Deficient Premium Assessment on fmancial statements filed on or after December 31,20090<custom:Link urlOnly="true" type="Component" destination="tcm:17-555039" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2009-10-15T13:44:33Z17555039http://mn.gov/commerce-stat/pdfs/bulletin-2009-4.pdf2023-03-15T19:10:16Z54575Bulletin 2009-3Bulletin 2009-3eng 0<custom:Link urlOnly="true" type="Component" destination="tcm:17-555038" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2009-07-01T21:18:29Z17555038http://mn.gov/commerce-stat/pdfs/bulletin-2009-3.pdf2023-03-15T19:10:14Z